L&T Home Loan

Move closer to your dream home with a loan from L&T Housing Finance—quick, paperless sanction with attractive rates.

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Highlights

Rate of Interest

8.6% to 9.2% p.a.

Tenure

3 to 30 Years

Processing fee

Upto 0.50% + GST

Loan Amount

Rs.5 lakh – 10 crore

Prepayment Charges

Zero

Foreclosure Charges

Zero

Features

👉Lower CIBIL cutoff with less complex rules

👉Funding upto 65 years for salaried borrowers

👉Higher age allowed for non-financial borrowers

👉Quick paperless sanction through digital application

👉Prepayment charges and Foreclosure charges are Nil for floating rate loans

Required Documents

👉 👉 Mandatory Documents

Aadhar Card (Digital Copy)
PAN Card (Digital Copy)
Current address proof (if different from permanent address)
Photograph (Digital Copy)
Other documents to be submitted as per your profile

👉 For salaried individuals

Bank statement for the last 12 months (ePDF/ net banking/ scan)
For any other income, provide all the supporting documents

👉 For self-employed individuals

Last 2 years’ Income Tax Return with Balance Sheet and P&L statements
Bank statement for the last 12 months (ePDF/ Net banking/Scan)
GST Return for the last 12 months
For any other income, provide all the supporting documents

👉 For non-resident Indians (NRIs)

Copy of Passport
Copy of Valid Visa and Work Permit
Overseas salary account bank statement for the last 12 months
Bank statement for the last 12 months from – NRE/ NRO/ FCNR/ NRNR Account in the name of applicant in India
Salary slips for the last 3 months
Appointment letter/ Employment contract copy/ Increment letter
For Merchant Navy employees – a copy of CDC (Continuous Discharge Certificate), Employee ID card/ Labor card/ Work permit