IDFC First Home Loan

Fulfill your dream of owning a home with IDFC Home Loan with easy EMIs & attractive rates.

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Highlights

Rate of Interest

8.85% to 9.9% p.a.

Tenure

1 to 30 Years

Processing fee

Upto 1% + GST

Loan Amount

Rs.5 lakh – 10 crore

Prepayment Charges

Zero

Foreclosure Charges

Zero

Features

👉Competitive pricing for focused profiles

👉Multiple surrogate programs like B.T, Banking, and NIP schemes

👉1:1 multiplier basis banking program

👉Higher Eligibility

👉Seamless digital journey

Required Documents

👉 👉 Mandatory Documents

KYC, appointment letter, and experience letter
Salary slip for 3 months
Bank statement for 12 months
Latest Form 16 for the last 2 years
Company ID
ITR for the last 2 years
Balance sheet for last 2 years
P&L account for last 2 years
Shop & Establishment certificate
Partnership deed/ MOA & AOA
Bank statement for 12 months

👉 For salaried individuals

KYC, Appointment letter, and Experience letter
Salary slip for last 3 months
Bank statement for 12 months
Latest Form 16 for the last 2 years
Company ID

👉 For self-employed individuals

KYC, ITR for the last 2 years
Balance sheet for last 2 years
P&L account for last 2 years
Shop & Establishment certificate
Partnership deed/ MOA & AOA
Bank statement for 12 months

👉 For Farmers

Main income has to be different from agricultural income for the case to be doable.

👉 For non-resident Indians (NRIs)

For Shipping employees, a CDC certificate and qualification certificate is mandatory.
For NRI, cibil report of the specific country, visa, address proof, and HR email ID is mandatory.