Axis Bank Home Loan
Fulfil your dream of owning a house with Axis Bank Home Loan — easy EMIs and attractive rates.
Rate of interest and charges shown below are as advertised by Axis Bank and may change without notice. Please confirm the current rate and offer with Axis Bank before applying.
Highlights
Rate of Interest
8.75% – 8.95% p.a.
Tenure
Up to 30 years
Processing Fee
Rs.10,000 + GST
Loan Amount
Rs.3 lakh – 5 crore
Prepayment Charges
Zero
Foreclosure Charges
Zero
Features
- Processing fee is the higher of Rs 10,000 + GST or 1% + GST of the loan amount
- Faster application processing with no loan prepayment or foreclosure charges
- Special offers available on balance transfer facility (subject to terms and conditions)
- Shubh Aarambh scheme with 12 EMIs waiver* (subject to terms and conditions)
- QuikPay Home Loan scheme offers interest savings with reducing monthly instalments; Super Saver Home Loan with Overdraft facility also available* (subject to terms and conditions)
Required Documents
General documents
- PAN Card
- Filled and duly signed application form
- Address proof
- Processing fee cheque
- Copy of Passport & Visa for NRI customers (OCI card where applicable)
For salaried individuals
- Last 3 months’ payslip
- Latest Form-16 or continuity proof
- Last 6 months bank statements
- Bonus proof (last 2 years, or last 6 months’ salary slips) — for variable salary
- Employment continuity proof
For self-employed individuals
- Last 2 years Income Tax return
- Computation of income, Balance Sheet and P&L statement attested by CA
- Last 6 months bank statements (primary, personal & business accounts)
- Tax Audit Report if gross turnover exceeds Rs 1 crore or gross receipts exceed Rs 25 lakh
- Details of existing loans (if any) with last 6 months bank statements showing EMIs deducted
- Certificate of qualification (for CA, Doctor, and other professionals)
For non-resident Indians (NRIs)
- Last 3 months’ payslip
- Last 6 months domestic NRE/NRO account statement
- Last 6 months overseas salary account statement
- Appointment letter / contract letter
- Continuous Discharge Certificate (for merchant navy)
- Overseas credit report
- POA details
EMI Calculator
Monthly EMI
₹0
Total Interest
₹0
Total Payment
₹0
