Indiabulls Home Loan

Indiabulls housing finance can be customised to fulfil the unique needs of customers at highly competitive interest rates.

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Highlights

Rate of Interest

9.3% to 10.5% p.a.

Tenure

1 to 30 Years

Processing fee

1% onwards

Loan Amount

Rs.1 lakh – 5cr

Prepayment Charges

Upto 2%

Foreclosure Charges

Zero

Features

👉 Indiabulls offers quick approval and disbursal of a home loan.

👉 You can avail of a home loan from Indiabulls by submitting minimal documentation.

Required Documents

👉 👉 Mandatory Documents

Passport-size photograph of the main applicant
Duly signed application form
Proof of Identity: Aadhaar card/ PAN Card/Passport/ Driving License/ Voter ID
Proof of Address: Registered Rent Agreement/ Electricity Bill (Valid only up to 3 months old)/ Passport
Processing fee cheque
Property documents (original copies)
A Sale Deed, Katha, Transfer of Ownership
Land Tax Paid Receipt
No Objection Certificate (NOC) from the builder / Housing Society (Original Copy)
Possession Certificate

👉 For salaried individuals

Income Documents: Form 16 of last 2 years (In case, Form 16 is not available then submit Form 26 Or ITR for 2 years), Salary Certificate, Bank statement of last 6 months, Offer letter, Bank statement of past 1 year, Salary certificate of 1 year with authorized company stamp, Salary slip of last 3 months IT returns

👉 For self-employed individuals

Income Documents: 2 years IT returns with computation, a Balance sheet of last 2 years, Profit and loss of last 2 years, Bank statement of last 6 months, Qualification proof, Gumasta license

👉 For non-resident Indians (NRIs)

Income Documents: Form 16 of last 2 years (In case Form 16 is not available then submit Form 26, or ITR for 2 years), Salary Certificate, Bank statement of last 6 months, Offer letter, Bank statement of past 1 year, Salary certificate of 1 year with authorized company stamp, Salary slip of last 3 months IT returns