IDFC First Home Loan

Fulfill your dream of owning a home with IDFC Home Loan with easy EMIs & attractive rates.

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Highlights

Features

Competitive pricing for focused profiles

Multiple surrogate programs like B.T, Banking, and NIP schemes

1:1 multiplier basis banking program

Higher Eligibility

Seamless digital journey

Required Documents

Mandatory Documents

KYC, appointment letter, and experience letter
Salary slip for 3 months
Bank statement for 12 months
Latest Form 16 for the last 2 years
Company ID
ITR for the last 2 years
Balance sheet for last 2 years
P&L account for last 2 years
Shop & Establishment certificate
Partnership deed/ MOA & AOA
Bank statement for 12 months

For salaried individuals

KYC, Appointment letter, and Experience letter
Salary slip for last 3 months
Bank statement for 12 months
Latest Form 16 for the last 2 years
Company ID

For self-employed individuals

KYC, ITR for the last 2 years
Balance sheet for last 2 years
P&L account for last 2 years
Shop & Establishment certificate
Partnership deed/ MOA & AOA
Bank statement for 12 months

For Farmers

Main income has to be different from agricultural income for the case to be doable.

For non-resident Indians (NRIs)

For Shipping employees, a CDC certificate and qualification certificate is mandatory.
For NRI, cibil report of the specific country, visa, address proof, and HR email ID is mandatory.