Axis Bank Home Loan

Fulfill your dream of owning a house with Axis Bank Home Loan. Easy EMIs & Attractive Rates.

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Highlights

Features

Processing fee will be higher of Rs 10,000 +GST or 1% +GST of loan amount

Faster application processing and No loan prepayment or foreclosure charges

Special offers available on balance transfer facility (Subject to terms and conditions)

Shubh Aarambh scheme with 12 EMIs waiver* (Subject to terms and conditions)

QuikPay Home Loan scheme that offers interest savings with reducing monthly instalments and Super Saver Home Loan with Overdraft facility to save on interest* (Subject to terms and conditions)

Required Documents

Documents Required to avail a home loan

PAN Card
Filled and duly signed application form
Address proof
Processing fee cheque
Copy of Passport & Visa for NRI customers (OCI card where applicable)

For salaried individuals

Last 3 months’ payslip
Latest Form-16 or continuity proof
Last 6 months bank statements
Bonus prrof (for the last 2 years or last 6 months salary slips) – in case of variable salary
Employment continuity proof

For self-employed individuals

Last 2 years Income Tax return
Computation of income, copy of Balance sheet and P&L statement attested by CA
Last 6 months bank statements (for primary, personal & business accounts)
Tax Audit Report if Gross Turnover exceeds Rs 1 Crore or Gross Receipts more than Rs 25 Lacs
Details of existing loans (if any) with last 6 months bank statements showing EMIs deducted
Certificate of qualification (for C.A., Doctor, and other professionals)

For non-resident Indians (NRIs)

Last 3 months payslip
Last 6 months domestic NRE/NRO account statement
Last 6 months overseas salary account statement
Appointment letter / Contract letter
Continuous Discharge Certificate (shipping)
Overseas Credit Report
POA details