Axis Bank Home Loan

Fulfill your dream of owning a house with Axis Bank Home Loan. Easy EMIs & Attractive Rates.

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Highlights

Features

👉 Processing fee will be higher of Rs 10,000 +GST or 1% +GST of loan amount

👉 Faster application processing and No loan prepayment or foreclosure charges

👉 Special offers available on balance transfer facility (Subject to terms and conditions)

👉 Shubh Aarambh scheme with 12 EMIs waiver* (Subject to terms and conditions)

👉 QuikPay Home Loan scheme that offers interest savings with reducing monthly instalments and Super Saver Home Loan with Overdraft facility to save on interest* (Subject to terms and conditions)

Required Documents

👉 👉 Documents Required to avail a home loan

PAN Card
Filled and duly signed application form
Address proof
Processing fee cheque
Copy of Passport & Visa for NRI customers (OCI card where applicable)

👉 For salaried individuals

Last 3 months’ payslip
Latest Form-16 or continuity proof
Last 6 months bank statements
Bonus prrof (for the last 2 years or last 6 months salary slips) – in case of variable salary
Employment continuity proof

👉 For self-employed individuals

Last 2 years Income Tax return
Computation of income, copy of Balance sheet and P&L statement attested by CA
Last 6 months bank statements (for primary, personal & business accounts)
Tax Audit Report if Gross Turnover exceeds Rs 1 Crore or Gross Receipts more than Rs 25 Lacs
Details of existing loans (if any) with last 6 months bank statements showing EMIs deducted
Certificate of qualification (for C.A., Doctor, and other professionals)

👉 For non-resident Indians (NRIs)

Last 3 months payslip
Last 6 months domestic NRE/NRO account statement
Last 6 months overseas salary account statement
Appointment letter / Contract letter
Continuous Discharge Certificate (shipping)
Overseas Credit Report
POA details