Tata Capital offers tailor-made home loan schemes, whether you want to construct or purchase a new home. You can also Get Rs. 90,000/- Cashback.
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Highlights
Rate of Interest
9.15% to 14% p.a.
Tenure
1 to 30 years
Processing fee
0.50%
Loan Amount
Rs.5 lakh - 5 crore
Prepayment Charges
Zero
Foreclosure Charges
Zero
Key Features
👉 The tenure to repay the Tata Capital home loan goes up to 30 years.
👉 The loan amount offered by Tata Capital on a home loan varies from Rs. 5 lakh to Rs. 5 crore.
Required Documents
👉 👉 Mandatory Documents
1. Age Proof – Valid Passport, Driving License, Life Insurance Policy, Birth Certificate, PAN Card, School Leaving Certificate.
2. Photo Identity Proof – Voter ID Card, Valid Passport, Driving License, Aadhar Card, PAN Card.
3. Address Proof – Utility Bills, Bank Statements, Property Registration Documents, Property Tax Receipt, Voter ID Card.
4. Existing Loan Details – to be provided via bank statements.
5. Processing Fee Cheque – to be issued from your business account customers (OCI card where applicable)
👉 For salaried individuals
Income Proof – Last six months’ operative current account statement, copy of the last three years’ P/L Projection Statement, Bank Statements for the last six months of CC, OD facilities (if taken)
👉 For self-employed individuals
Business Proof – Registration Certificate for Commencement of Business, your Business Profile on letter head, copy of the last two years’ Income Tax Returns