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L T Limited


L&T Home Loan

Move closer to your dream home with a loan from L&T Housing Finance—quick, paperless sanction with attractive rates.
 
 
 
 

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    Highlights

    Rate of Interest

    8.6% to 9.2% p.a.

    Tenure

    3 to 30 Years

    Processing fee

    Upto 0.50% + GST

    Loan Amount

    Rs.5 lakh - 10 crore

    Prepayment Charges

    Zero

    Foreclosure Charges

    Zero

    Features

    👉Lower CIBIL cutoff with less complex rules

    👉Funding upto 65 years for salaried borrowers

    👉Higher age allowed for non-financial borrowers

    👉Quick paperless sanction through digital application

    👉Prepayment charges and Foreclosure charges are Nil for floating rate loans

     

    Required Documents

    👉 👉 Mandatory Documents 

    1. Aadhar Card (Digital Copy)
    2. PAN Card (Digital Copy)
    3. Current address proof (if different from permanent address)
    4. Photograph (Digital Copy)
    5. Other documents to be submitted as per your profile
    •  

    👉 For salaried individuals

    1. Bank statement for the last 12 months (ePDF/ net banking/ scan)
    2. For any other income, provide all the supporting documents
    •  

    👉 For self-employed individuals

    1. Last 2 years’ Income Tax Return with Balance Sheet and P&L statements
    2. Bank statement for the last 12 months (ePDF/ Net banking/Scan)
    3. GST Return for the last 12 months
    4. For any other income, provide all the supporting documents

    👉 For non-resident Indians (NRIs)

    1. Copy of Passport
    2. Copy of Valid Visa and Work Permit
    3. Overseas salary account bank statement for the last 12 months
    4. Bank statement for the last 12 months from – NRE/ NRO/ FCNR/ NRNR Account in the name of applicant in India
    5. Salary slips for the last 3 months
    6. Appointment letter/ Employment contract copy/ Increment letter
    7. For Merchant Navy employees – a copy of CDC (Continuous Discharge Certificate), Employee ID card/ Labor card/ Work permit

    Home Loan Calculator

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    Home Loan Calculator

    Eligible for EMI Amount: ₹0.00
    Principal Amount: ₹0.00
    Interest Amount: ₹0.00

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