L&T Home Loan
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Highlights
Rate of Interest
8.6% to 9.2% p.a.
Tenure
3 to 30 Years
Processing fee
Upto 0.50% + GST
Loan Amount
Rs.5 lakh - 10 crore
Prepayment Charges
Zero
Foreclosure Charges
Zero
Features
👉Lower CIBIL cutoff with less complex rules
👉Funding upto 65 years for salaried borrowers
👉Higher age allowed for non-financial borrowers
👉Quick paperless sanction through digital application
👉Prepayment charges and Foreclosure charges are Nil for floating rate loans
Required Documents
👉 👉 Mandatory Documents
- Aadhar Card (Digital Copy)
- PAN Card (Digital Copy)
- Current address proof (if different from permanent address)
- Photograph (Digital Copy)
- Other documents to be submitted as per your profile
👉 For salaried individuals
- Bank statement for the last 12 months (ePDF/ net banking/ scan)
- For any other income, provide all the supporting documents
👉 For self-employed individuals
- Last 2 years’ Income Tax Return with Balance Sheet and P&L statements
- Bank statement for the last 12 months (ePDF/ Net banking/Scan)
- GST Return for the last 12 months
- For any other income, provide all the supporting documents
👉 For non-resident Indians (NRIs)
- Copy of Passport
- Copy of Valid Visa and Work Permit
- Overseas salary account bank statement for the last 12 months
- Bank statement for the last 12 months from – NRE/ NRO/ FCNR/ NRNR Account in the name of applicant in India
- Salary slips for the last 3 months
- Appointment letter/ Employment contract copy/ Increment letter
- For Merchant Navy employees – a copy of CDC (Continuous Discharge Certificate), Employee ID card/ Labor card/ Work permit
Home Loan Calculator
Home Loan Calculator
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Eligible for EMI Amount: ₹0.00
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Principal Amount: ₹0.00
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Interest Amount: ₹0.00
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