IDFC First Home Loan
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Highlights
Rate of Interest
8.85% to 9.9% p.a.
Tenure
1 to 30 Years
Processing fee
Upto 1% + GST
Loan Amount
Rs.5 lakh - 10 crore
Prepayment Charges
Zero
Foreclosure Charges
Zero
Features
👉Competitive pricing for focused profiles
👉Multiple surrogate programs like B.T, Banking, and NIP schemes
👉1:1 multiplier basis banking program
👉Higher Eligibility
👉Seamless digital journey
Required Documents
👉 👉 Mandatory Documents
- KYC, appointment letter, and experience letter
- Salary slip for 3 months
- Bank statement for 12 months
- Latest Form 16 for the last 2 years
- Company ID
- ITR for the last 2 years
- Balance sheet for last 2 years
- P&L account for last 2 years
- Shop & Establishment certificate
- Partnership deed/ MOA & AOA
- Bank statement for 12 months
👉 For salaried individuals
- KYC, Appointment letter, and Experience letter
- Salary slip for last 3 months
- Bank statement for 12 months
- Latest Form 16 for the last 2 years
- Company ID
👉 For self-employed individuals
- KYC, ITR for the last 2 years
- Balance sheet for last 2 years
- P&L account for last 2 years
- Shop & Establishment certificate
- Partnership deed/ MOA & AOA
- Bank statement for 12 months
👉 For Farmers
Main income has to be different from agricultural income for the case to be doable.
👉 For non-resident Indians (NRIs)
- For Shipping employees, a CDC certificate and qualification certificate is mandatory.
- For NRI, cibil report of the specific country, visa, address proof, and HR email ID is mandatory.
Home Loan Calculator
Home Loan Calculator
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