{"id":19700,"date":"2026-02-23T22:25:28","date_gmt":"2026-02-23T16:55:28","guid":{"rendered":"https:\/\/bigproperty.in\/blog\/?p=19700"},"modified":"2026-02-24T13:46:14","modified_gmt":"2026-02-24T08:16:14","slug":"top-banks-plot-loans-shadnagar","status":"publish","type":"post","link":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/","title":{"rendered":"Top 5 Banks Giving Loans for Open Plots in Shadnagar &amp; Outer Ring Road (2026 Review)"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #000000;color:#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #000000;color:#000000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#Why_Are_Banks_Scared_of_Shadnagar_ORR_Plots\" >Why Are Banks Scared of Shadnagar &amp; ORR Plots?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#1_SBI_Realty_The_Gold_Standard_for_Clear_Titles\" >1. SBI Realty (The Gold Standard for Clear Titles)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#2_HDFC_Bank_The_Investors_Favorite\" >2. HDFC Bank (The Investor&#8217;s Favorite)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#3_ICICI_Bank_The_%E2%80%9CPre-Approved%E2%80%9D_Speed_King\" >3. ICICI Bank (The &#8220;Pre-Approved&#8221; Speed King)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#4_LIC_Housing_Finance_The_%E2%80%9CGram_Panchayat%E2%80%9D_Savior\" >4. LIC Housing Finance (The &#8220;Gram Panchayat&#8221; Savior)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#5_Bajaj_Housing_Finance_Tata_Capital_The_NBFC_Route\" >5. Bajaj Housing Finance &amp; Tata Capital (The NBFC Route)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#Comparison_Table_Interest_Rates_Processing_Fees_2026\" >Comparison Table: Interest Rates &amp; Processing Fees (2026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#Checklist_Before_You_Apply_Dont_Get_Rejected\" >Checklist Before You Apply (Don&#8217;t Get Rejected!)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#FAQs\" >FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#Final_Verdict_Which_Bank_Should_You_Choose\" >Final Verdict: Which Bank Should You Choose?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Buying an open plot in the outskirts of Hyderabad\u2014especially in high-growth corridors like <strong>Shadnagar<\/strong>, <strong>Maheshwaram<\/strong>, <strong>Kothur<\/strong>, and <strong>Mokila<\/strong>\u2014is the smartest investment decision you can make in 2026. The proposed <strong><a href=\"https:\/\/bigproperty.in\/blog\/regional-ring-road-hyderabad-action-plan-2047-latest-update\/\" type=\"post\" id=\"18481\">Regional Ring Road (RRR)<\/a><\/strong> and the massive industrial expansion near the <strong>Outer Ring Road (ORR)<\/strong> have pushed land prices up by 20-30% in just the last 12 months.<\/p>\n\n\n\n<p>But here is the harsh reality that real estate agents won&#8217;t tell you: <strong>Finding a plot is easy; getting a loan for it is difficult.<\/strong><\/p>\n\n\n\n<p>Unlike buying an apartment where banks line up to offer you money, financing an <em>open plot<\/em> is risky for lenders.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Will the bank fund a Gram Panchayat layout?<\/li>\n\n\n\n<li>Will they fund a plot 3 km away from the main highway?<\/li>\n\n\n\n<li>What if the layout is DTCP approved but lacks LRS?<\/li>\n<\/ul>\n\n\n\n<p>If you walk into a random SBI branch in Hyderabad, they might reject your application simply because the plot is &#8220;too far&#8221; from the city center. You need to know exactly <strong>which bank<\/strong> funds <strong>which area<\/strong>.<\/p>\n\n\n\n<p>In this detailed 2026 guide, we review the <strong>Top 5 Banks and NBFCs<\/strong> that are aggressively lending in Shadnagar and the ORR belt. We analyze their interest rates, hidden processing fees, and specifically, their &#8220;eligibility traps.&#8221;<br><\/p>\n\n\n\n<p><strong>Also Read:  <a href=\"https:\/\/bigproperty.in\/blog\/plot-loan-in-telangana\/\">Plot loan interest rates in Hyderabad<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Are_Banks_Scared_of_Shadnagar_ORR_Plots\"><\/span><strong>Why Are Banks Scared of Shadnagar &amp; ORR Plots?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before we list the banks, you must understand <em>why<\/em> your loan might get rejected. Land in areas like Shadnagar often faces three specific issues:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Valuation Mismatch:<\/strong> You are buying the plot for \u20b915,000 per sq. yard (Market Value), but the government &#8220;Registration Value&#8221; is only \u20b92,000 per sq. yard. Banks usually fund 75% of the <em>lower<\/em> value, forcing you to pay a huge down payment.<\/li>\n\n\n\n<li><strong>Layout Status:<\/strong> Many layouts are &#8220;Gram Panchayat&#8221; approved. While legal, major banks like SBI often demand <strong>HMDA<\/strong> or <strong>DTCP<\/strong> approvals with a clear <strong>LRS (Layout Regularization Scheme)<\/strong> proceedings copy.<\/li>\n\n\n\n<li><strong>Geo-Limits:<\/strong> Some banks have a &#8220;negative list.&#8221; They won&#8217;t fund any property more than 50 km from their nearest technical hub.<\/li>\n<\/ol>\n\n\n\n<p>However, the 5 lenders listed below have updated their policies for 2026 to include these specific high-growth zones.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_SBI_Realty_The_Gold_Standard_for_Clear_Titles\"><\/span><strong>1. SBI Realty (The Gold Standard for Clear Titles)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>State Bank of India (SBI)<\/strong> remains the &#8220;Holy Grail&#8221; of plot loans. If you can get an SBI loan, it is a certificate that your property is 100% legally safe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The &#8220;Shadnagar&#8221; Policy<\/strong><\/h3>\n\n\n\n<p>SBI has designated specific branches (like the ones in <strong>Shamshabad<\/strong> and <strong>Kurnool Road<\/strong>) to handle Shadnagar files. They are now funding DTCP layouts up to 5 km from the National Highway (NH-44).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest Rate (Feb 2026):<\/strong> <strong>8.50% &#8211; 9.15%<\/strong> (Floating Rate linked to Repo).<\/li>\n\n\n\n<li><strong>Max Loan Amount:<\/strong> Up to \u20b915 Crores.<\/li>\n\n\n\n<li><strong>Loan-to-Value (LTV):<\/strong> They fund up to <strong>70-75%<\/strong> of the registered value (or market value, whichever is lower).<\/li>\n\n\n\n<li><strong>Processing Fee:<\/strong> 0.35% of the loan amount (Min \u20b92,000, Max \u20b910,000).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The &#8220;Deal Breaker&#8221; Condition<\/strong><\/h3>\n\n\n\n<p>This is crucial: SBI Realty loans come with a <strong>Construction Clause<\/strong>. You <strong>MUST<\/strong> construct a house on the plot within <strong>5 years<\/strong> of taking the loan.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>What happens if you don&#8217;t?<\/em> The bank has the right to convert your loan interest rate from &#8220;Home Loan Rate&#8221; (8.5%) to &#8220;Commercial Rate&#8221; (10.5% &#8211; 11%), which will increase your EMI drastically.<\/li>\n<\/ul>\n\n\n\n<p><strong>Verdict:<\/strong> Choose SBI only if you plan to build a farmhouse or villa soon. Do not choose SBI for pure &#8220;buy and hold&#8221; investment.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"background-color: #f0f8ff; border-left: 5px solid #0073aa; padding: 15px; margin: 20px 0; font-family: sans-serif;\">\n<strong>\ud83d\udccd Must Read:<\/strong> <a href=\"https:\/\/bigproperty.in\/blog\/why-investors-investing-in-shadnagar-hyderabad\/\" style=\"color: #0073aa; text-decoration: none; font-weight: bold;\">Do You Know 13 Myths About HMDA Master Plan? \u00bb<\/a>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_HDFC_Bank_The_Investors_Favorite\"><\/span><strong>2. HDFC Bank (The Investor&#8217;s Favorite)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>HDFC Bank<\/strong> (now merged with HDFC Ltd) is the most aggressive lender in the Telangana market. They understand that Shadnagar is an investment hub, not just a residential one.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why HDFC Wins in the ORR Belt<\/strong><\/h3>\n\n\n\n<p>Unlike SBI, HDFC is more flexible with the &#8220;Construction Clause.&#8221; They are willing to fund investors who just want to hold the land for 10 years.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest Rate:<\/strong> <strong>8.70% &#8211; 9.40%<\/strong> (Slightly higher than SBI).<\/li>\n\n\n\n<li><strong>Tenure:<\/strong> Up to <strong>15 Years<\/strong> (SBI gives only 10 years). This is a huge advantage because a longer tenure means a <strong>lower monthly EMI<\/strong>, allowing you to qualify for a bigger loan amount.<\/li>\n\n\n\n<li><strong>Funding:<\/strong> HDFC is known to fund up to <strong>80%<\/strong> of the agreement value in standard HMDA layouts like those in <strong>Mokila<\/strong> or <strong>Maheshwaram<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The &#8220;Remote Location&#8221; Advantage<\/strong><\/h3>\n\n\n\n<p>HDFC has a wider &#8220;Geo-Limit.&#8221; While other banks stop at the main road, HDFC often funds layouts that are <strong>3-5 km inside<\/strong> from the main Shadnagar bus stand, provided the layout has a 30-40 feet blacktop road.<\/p>\n\n\n\n<p><strong>Verdict:<\/strong> Best for self-employed businessmen and pure investors who want a longer repayment period.<\/p>\n\n\n\n<p><strong>Must Read:<\/strong> <a href=\"https:\/\/bigproperty.in\/blog\/sbi-vs-hdfc-plot-loan-comparison\/\"><strong>SBI vs. HDFC Plot Loan: Which is Best for Open Plots in Telangana?<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_ICICI_Bank_The_%E2%80%9CPre-Approved%E2%80%9D_Speed_King\"><\/span><strong>3. ICICI Bank (The &#8220;Pre-Approved&#8221; Speed King)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you work for a corporate company (IT\/Software) in Hitech City or Gachibowli, <strong>ICICI Bank<\/strong> should be your first stop.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The &#8220;Paperless&#8221; Approval<\/strong><\/h3>\n\n\n\n<p id=\"p-rc_7e10f232285bf753-19\">ICICI Bank has a massive database of &#8220;approved projects.&#8221; If you are buying in a gated community (e.g., a big project by a <strong><a href=\"http:\/\/www.hyderabadplots.in\/sree-laxmi-balaji-township\">reputed builder in Shadnagar<\/a><\/strong>), ICICI might have already technically approved the land.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Result:<\/strong> You don&#8217;t need to submit legal documents again. The loan can be sanctioned in <strong>3-4 days<\/strong>.<\/li>\n\n\n\n<li><strong>Interest Rate:<\/strong> Starting from <strong>9.00%<\/strong>.<\/li>\n\n\n\n<li><strong>Special Feature:<\/strong> They offer a <strong>&#8220;Land Loan + Construction Loan&#8221;<\/strong> combo right from day one. This is excellent if you are buying a plot in a villa community where the builder promises to construct the home for you.<\/li>\n<\/ul>\n\n\n\n<div style=\"background-color: #f0f8ff; border-left: 5px solid #0073aa; padding: 15px; margin: 20px 0; font-family: sans-serif;\">\n<strong>\ud83d\udccd Must Read:<\/strong> <a href=\"https:\/\/bigproperty.in\/blog\/outer-ring-road-hyderabad\/\" style=\"color: #0073aa; text-decoration: none; font-weight: bold;\">A Wonderful Drive Trip On Outer Ring Road, Hyderabad? \u00bb<\/a>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_LIC_Housing_Finance_The_%E2%80%9CGram_Panchayat%E2%80%9D_Savior\"><\/span><strong>4. LIC Housing Finance (The &#8220;Gram Panchayat&#8221; Savior)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Shadnagar and Maheshwaram are filled with layouts that are technically &#8220;Gram Panchayat&#8221; (GP) approved but have been regularized under the <strong>LRS (Layout Regularization Scheme)<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Problem:<\/strong> Major banks like SBI and ICICI often have a policy of &#8220;Zero GP Funding.&#8221; They reject these files instantly, even if the LRS is paid.<\/li>\n\n\n\n<li><strong>The Solution:<\/strong> <strong>LIC Housing Finance (LIC HFL)<\/strong> is the market leader for these specific plots.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why LIC HFL is Different<\/strong><\/h3>\n\n\n\n<p>LIC HFL operates differently from standard banks. They evaluate the <strong>&#8220;Future Value&#8221;<\/strong> of the land.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accepts LRS:<\/strong> If you have the LRS Proceedings Copy (or even the LRS Challan in some cases), LIC HFL will fund the plot.<\/li>\n\n\n\n<li><strong>Higher Valuation:<\/strong> While government banks stick to the &#8220;Registration Value&#8221; (which is low in GP areas), LIC HFL often considers the <strong>Market Value<\/strong>. This means you get a higher loan amount and pay less from your pocket.<\/li>\n\n\n\n<li><strong>Interest Rate:<\/strong> <strong>8.65% &#8211; 9.50%<\/strong> (Slightly higher than SBI, but worth it for the eligibility).<\/li>\n\n\n\n<li><strong>Processing Fee:<\/strong> \u20b910,000 &#8211; \u20b915,000 (Flat fee structure).<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Also Read: <a href=\"https:\/\/bigproperty.in\/blog\/plot-loan-in-telangana\/\">Cost of Constructing a Duplex House in Hyderabad 2026 (Material + Labor)<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Bajaj_Housing_Finance_Tata_Capital_The_NBFC_Route\"><\/span><strong>5. Bajaj Housing Finance &amp; Tata Capital (The NBFC Route)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>What if your <strong>CIBIL score is 680<\/strong>?<\/p>\n\n\n\n<p>What if you are a <strong>Business Owner<\/strong> who deals mostly in cash and shows low profit on paper?<\/p>\n\n\n\n<p>Traditional banks will reject you. This is where <strong>Non-Banking Financial Companies (NBFCs)<\/strong> like <strong>Bajaj Housing Finance<\/strong> and <strong>Tata Capital<\/strong> come in.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The &#8220;Flexible&#8221; Eligibility<\/strong><\/h3>\n\n\n\n<p>NBFCs are not as strict as banks. They use &#8220;Surrogate Income Programs.&#8221;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank Statement Program:<\/strong> They look at your monthly bank balance instead of your ITR.<\/li>\n\n\n\n<li><strong>GST Program:<\/strong> If you have a business with GST returns, they can fund you based on your turnover.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Cost of Flexibility<\/strong><\/h3>\n\n\n\n<p>Because they take higher risks, they charge higher interest.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest Rate:<\/strong> <strong>9.50% &#8211; 10.50%<\/strong>.<\/li>\n\n\n\n<li><strong>Processing Fee:<\/strong> Usually 1.00% of the loan amount + GST.<\/li>\n\n\n\n<li><strong>Foreclosure Charges:<\/strong> Unlike banks (which have zero penalty), NBFCs might charge a penalty if you close the loan within 2-3 years.<\/li>\n<\/ul>\n\n\n\n<p><strong>Verdict:<\/strong> Use NBFCs as a &#8220;Bridge Loan.&#8221; Take the loan to buy the plot now, improve your CIBIL score for 2 years, and then transfer the loan to HDFC or SBI later.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Also Read: <strong><a href=\"https:\/\/bigproperty.in\/blog\/uppal-achievement-spikes-hmda-to-go-for-land-pooling-in-3-additional-towns\/\">Uppal achievement spikes HMDA to go for land pooling in 3 additional towns<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparison_Table_Interest_Rates_Processing_Fees_2026\"><\/span><strong>Comparison Table: Interest Rates &amp; Processing Fees (2026)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here is the quick snapshot to help you decide.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Bank \/ Lender<\/strong><\/td><td><strong>Interest Rate (Feb 2026)<\/strong><\/td><td><strong>Max Tenure<\/strong><\/td><td><strong>Processing Fee<\/strong><\/td><td><strong>Best For&#8230;<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>SBI Realty<\/strong><\/td><td><strong>8.50% &#8211; 9.15%<\/strong><\/td><td>10 Years<\/td><td>0.35% (Max \u20b910k)<\/td><td>Salaried, Clear HMDA Titles.<\/td><\/tr><tr><td><strong>HDFC Bank<\/strong><\/td><td><strong>8.70% &#8211; 9.40%<\/strong><\/td><td><strong>15 Years<\/strong><\/td><td>\u20b93,000 + GST<\/td><td>Investors, Self-Employed.<\/td><\/tr><tr><td><strong>ICICI Bank<\/strong><\/td><td><strong>9.00% Onwards<\/strong><\/td><td>20 Years<\/td><td>0.50%<\/td><td>Corporate Employees (Speed).<\/td><\/tr><tr><td><strong>LIC HFL<\/strong><\/td><td><strong>8.65% Onwards<\/strong><\/td><td>15 Years<\/td><td>\u20b915,000<\/td><td>Gram Panchayat + LRS Plots.<\/td><\/tr><tr><td><strong>Bajaj \/ Tata<\/strong><\/td><td><strong>9.50% Onwards<\/strong><\/td><td>15 Years<\/td><td>1.00% + GST<\/td><td>Low CIBIL \/ Cash Income.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Checklist_Before_You_Apply_Dont_Get_Rejected\"><\/span><strong>Checklist Before You Apply (Don&#8217;t Get Rejected!)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To ensure your loan is approved in the first attempt, keep this checklist ready:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Link Documents:<\/strong> You need the sale deeds of the last <strong>30 years<\/strong> (or 13 years minimum). If a link is missing, get a &#8220;Certified Copy&#8221; (CC) from the Sub-Registrar office.<\/li>\n\n\n\n<li><strong>Layout Copy:<\/strong> Ensure the layout is <strong>DTCP\/HMDA approved<\/strong>. If it&#8217;s a &#8220;Open Plot&#8221; in a survey number (unapproved), getting a loan is nearly impossible.<\/li>\n\n\n\n<li><strong>EC (Encumbrance Certificate):<\/strong> Generate a fresh EC online from the <strong>Telangana Registration Department<\/strong> website for the last 30 years to prove there are no existing mortgages.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1771863827269\"><strong class=\"schema-faq-question\"><strong>1. Which bank provides the highest loan amount for plots in Shadnagar?<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>HDFC Bank<\/strong> is currently the most aggressive lender for Shadnagar and ORR plots. While SBI typically funds 70-75% of the property value, HDFC can fund up to <strong>80%<\/strong> of the agreement value for eligible profiles (Salaried\/Self-Employed with good CIBIL), reducing your down payment burden.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771863855906\"><strong class=\"schema-faq-question\"><strong>2. Can I get a loan for a Gram Panchayat (GP) layout in Shadnagar?<\/strong><\/strong> <p class=\"schema-faq-answer\">Most nationalized banks (SBI, Union Bank) do <strong>not<\/strong> fund Gram Panchayat layouts. However, <strong>LIC Housing Finance (LIC HFL)<\/strong> and NBFCs like <strong>Bajaj Housing Finance<\/strong> will fund GP plots <strong>IF<\/strong> the layout has a valid <strong>LRS (Layout Regularization Scheme)<\/strong> proceedings copy.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771863883810\"><strong class=\"schema-faq-question\"><strong>3. Does SBI really force you to construct a house within 5 years?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. <strong>SBI Realty<\/strong> loans come with a strict clause: you must complete construction within <strong>5 years<\/strong> of loan disbursement. If you fail to do so, SBI has the right to increase your interest rate by roughly <strong>2%<\/strong> (converting it to a commercial loan rate). If you are a pure investor with no plan to build, choose HDFC or ICICI instead.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771863910702\"><strong class=\"schema-faq-question\"><strong>4. What are the documents required for a plot loan in the ORR belt?<\/strong><\/strong> <p class=\"schema-faq-answer\">Apart from KYC and income proofs, you specifically need:<br><strong>Link Documents:<\/strong> Sale deeds for the last <strong>13 to 30 years<\/strong>.<br><strong>Layout Approval:<\/strong> HMDA or DTCP approval copy.<br><strong>Encumbrance Certificate (EC):<\/strong> Latest EC showing no existing mortgages.<br><strong>LRS Copy:<\/strong> Mandatory for older layouts in Shadnagar.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1771863939444\"><strong class=\"schema-faq-question\"><strong>5. Can I get a composite loan (Plot + Construction) in Shadnagar?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. If you plan to build immediately, applying for a <strong>Composite Loan<\/strong> is better than a simple Plot Loan. Banks like <strong>ICICI<\/strong> and <strong>SBI<\/strong> offer cheaper rates for composite loans because they consider &#8220;House Construction&#8221; as a safer asset than &#8220;Open Land.&#8221;<\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Verdict_Which_Bank_Should_You_Choose\"><\/span><strong>Final Verdict: Which Bank Should You Choose?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Scenario A:<\/strong> You are buying in a premium HMDA layout in <strong>Mokila\/Maheshwaram<\/strong> and have a salary slip.\n<ul class=\"wp-block-list\">\n<li><strong>Winner:<\/strong> <strong>SBI Realty<\/strong>. (Lowest cost).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Scenario B:<\/strong> You are buying in a DTCP layout in <strong>Shadnagar\/Kothur<\/strong> and want to hold for 10 years.\n<ul class=\"wp-block-list\">\n<li><strong>Winner:<\/strong> <strong>HDFC Bank<\/strong>. (Best tenure &amp; LTV).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Scenario C:<\/strong> You are buying a Gram Panchayat plot with LRS.\n<ul class=\"wp-block-list\">\n<li><strong>Winner:<\/strong> <strong>LIC Housing Finance<\/strong>.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Are you planning to buy a plot in Shadnagar this month? Which bank are you applying to? Let us know in the comments below!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying an open plot in the outskirts of Hyderabad\u2014especially in high-growth corridors like Shadnagar, Maheshwaram, Kothur, and Mokila\u2014is the smartest investment decision you can make in 2026. The proposed Regional Ring Road (RRR) and the massive industrial expansion near the Outer Ring Road (ORR) have pushed land prices up by 20-30% in just the last [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19709,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7994,7995,11683],"tags":[11730,11727,11732,11729,11731,11726,11728],"class_list":{"0":"post-19700","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-legal","8":"category-home-loan","9":"category-plot-loan","10":"tag-banks-for-open-plots-hyderabad","11":"tag-hdfc-plot-loan-eligibility","12":"tag-land-loan-interest-rates-2026","13":"tag-lic-hfl-gram-panchayat-loan","14":"tag-plot-finance-orr","15":"tag-plot-loans-in-shadnagar","16":"tag-sbi-realty-loan-shadnagar"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 5 Banks for Plot Loans in Shadnagar &amp; ORR (2026 Review)<\/title>\n<meta name=\"description\" content=\"Looking for a plot loan in Shadnagar? Compare SBI, HDFC, &amp; LIC HFL interest rates (2026). Check eligibility for Gram Panchayat &amp; HMDA plots near ORR.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 5 Banks for Plot Loans in Shadnagar &amp; ORR (2026 Review)\" \/>\n<meta property=\"og:description\" content=\"Looking for a plot loan in Shadnagar? Compare SBI, HDFC, &amp; LIC HFL interest rates (2026). Check eligibility for Gram Panchayat &amp; HMDA plots near ORR.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/\" \/>\n<meta property=\"og:site_name\" content=\"indias Real estate latest News Updates\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bigpropertyofficial\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-23T16:55:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-24T08:16:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bigproperty.in\/blog\/wp-content\/uploads\/2026\/02\/Plot-loans-in-Shadnagar-1024x683.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"satyasri\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/\"},\"author\":{\"name\":\"satyasri\",\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/#\\\/schema\\\/person\\\/053c61b92d6df33b2c81078e0921bfa6\"},\"headline\":\"Top 5 Banks Giving Loans for Open Plots in Shadnagar &amp; Outer Ring Road (2026 Review)\",\"datePublished\":\"2026-02-23T16:55:28+00:00\",\"dateModified\":\"2026-02-24T08:16:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/\"},\"wordCount\":1822,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Plot-loans-in-Shadnagar.png\",\"keywords\":[\"banks for open plots Hyderabad\",\"HDFC plot loan eligibility\",\"land loan interest rates 2026\",\"LIC HFL gram panchayat loan\",\"plot finance ORR\",\"Plot loans in Shadnagar\",\"SBI realty loan Shadnagar\"],\"articleSection\":[\"FINANCE &amp; LEGAL\",\"Home Loan\",\"Plot Loan\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#respond\"]}]},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/\",\"url\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/\",\"name\":\"Top 5 Banks for Plot Loans in Shadnagar & ORR (2026 Review)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/Plot-loans-in-Shadnagar.png\",\"datePublished\":\"2026-02-23T16:55:28+00:00\",\"dateModified\":\"2026-02-24T08:16:14+00:00\",\"description\":\"Looking for a plot loan in Shadnagar? 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Which bank provides the highest loan amount for plots in Shadnagar?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<strong>HDFC Bank<\\\/strong> is currently the most aggressive lender for Shadnagar and ORR plots. While SBI typically funds 70-75% of the property value, HDFC can fund up to <strong>80%<\\\/strong> of the agreement value for eligible profiles (Salaried\\\/Self-Employed with good CIBIL), reducing your down payment burden.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863855906\",\"position\":2,\"url\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863855906\",\"name\":\"2. Can I get a loan for a Gram Panchayat (GP) layout in Shadnagar?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Most nationalized banks (SBI, Union Bank) do <strong>not<\\\/strong> fund Gram Panchayat layouts. However, <strong>LIC Housing Finance (LIC HFL)<\\\/strong> and NBFCs like <strong>Bajaj Housing Finance<\\\/strong> will fund GP plots <strong>IF<\\\/strong> the layout has a valid <strong>LRS (Layout Regularization Scheme)<\\\/strong> proceedings copy.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863883810\",\"position\":3,\"url\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863883810\",\"name\":\"3. Does SBI really force you to construct a house within 5 years?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. <strong>SBI Realty<\\\/strong> loans come with a strict clause: you must complete construction within <strong>5 years<\\\/strong> of loan disbursement. If you fail to do so, SBI has the right to increase your interest rate by roughly <strong>2%<\\\/strong> (converting it to a commercial loan rate). If you are a pure investor with no plan to build, choose HDFC or ICICI instead.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863910702\",\"position\":4,\"url\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863910702\",\"name\":\"4. What are the documents required for a plot loan in the ORR belt?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Apart from KYC and income proofs, you specifically need:<br><strong>Link Documents:<\\\/strong> Sale deeds for the last <strong>13 to 30 years<\\\/strong>.<br><strong>Layout Approval:<\\\/strong> HMDA or DTCP approval copy.<br><strong>Encumbrance Certificate (EC):<\\\/strong> Latest EC showing no existing mortgages.<br><strong>LRS Copy:<\\\/strong> Mandatory for older layouts in Shadnagar.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863939444\",\"position\":5,\"url\":\"https:\\\/\\\/bigproperty.in\\\/blog\\\/top-banks-plot-loans-shadnagar\\\/#faq-question-1771863939444\",\"name\":\"5. 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Which bank provides the highest loan amount for plots in Shadnagar?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>HDFC Bank<\/strong> is currently the most aggressive lender for Shadnagar and ORR plots. While SBI typically funds 70-75% of the property value, HDFC can fund up to <strong>80%<\/strong> of the agreement value for eligible profiles (Salaried\/Self-Employed with good CIBIL), reducing your down payment burden.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863855906","position":2,"url":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863855906","name":"2. Can I get a loan for a Gram Panchayat (GP) layout in Shadnagar?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Most nationalized banks (SBI, Union Bank) do <strong>not<\/strong> fund Gram Panchayat layouts. However, <strong>LIC Housing Finance (LIC HFL)<\/strong> and NBFCs like <strong>Bajaj Housing Finance<\/strong> will fund GP plots <strong>IF<\/strong> the layout has a valid <strong>LRS (Layout Regularization Scheme)<\/strong> proceedings copy.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863883810","position":3,"url":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863883810","name":"3. Does SBI really force you to construct a house within 5 years?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. <strong>SBI Realty<\/strong> loans come with a strict clause: you must complete construction within <strong>5 years<\/strong> of loan disbursement. If you fail to do so, SBI has the right to increase your interest rate by roughly <strong>2%<\/strong> (converting it to a commercial loan rate). If you are a pure investor with no plan to build, choose HDFC or ICICI instead.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863910702","position":4,"url":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863910702","name":"4. What are the documents required for a plot loan in the ORR belt?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Apart from KYC and income proofs, you specifically need:<br><strong>Link Documents:<\/strong> Sale deeds for the last <strong>13 to 30 years<\/strong>.<br><strong>Layout Approval:<\/strong> HMDA or DTCP approval copy.<br><strong>Encumbrance Certificate (EC):<\/strong> Latest EC showing no existing mortgages.<br><strong>LRS Copy:<\/strong> Mandatory for older layouts in Shadnagar.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863939444","position":5,"url":"https:\/\/bigproperty.in\/blog\/top-banks-plot-loans-shadnagar\/#faq-question-1771863939444","name":"5. Can I get a composite loan (Plot + Construction) in Shadnagar?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. If you plan to build immediately, applying for a <strong>Composite Loan<\/strong> is better than a simple Plot Loan. Banks like <strong>ICICI<\/strong> and <strong>SBI<\/strong> offer cheaper rates for composite loans because they consider \"House Construction\" as a safer asset than \"Open Land.\"","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/posts\/19700","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/comments?post=19700"}],"version-history":[{"count":9,"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/posts\/19700\/revisions"}],"predecessor-version":[{"id":19738,"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/posts\/19700\/revisions\/19738"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/media\/19709"}],"wp:attachment":[{"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/media?parent=19700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/categories?post=19700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bigproperty.in\/blog\/wp-json\/wp\/v2\/tags?post=19700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}