Kerala Housing Board 2025: Schemes, Eligibility, & Application Process

The Kerala Housing Board (KHB) is the primary organization responsible for managing housing initiatives in Kerala. Established in 1971, its goal is to provide safe and affordable housing to residents, particularly those from lower and middle-income groups. Headquartered in Thiruvananthapuram, the Board offers various housing schemes, loans, and subsidies to help people achieve their dream of owning a home.

1. Key Goals of Kerala Housing Board

• Provide financial support to homeless families for building homes.
• Help low and middle-income families purchase properties at affordable prices and secure home loans at low interest rates.
• Develop modern urban areas with essential facilities like water, electricity, and roads.
• Simplify the loan process for home construction.

2. Highlights of Kerala Housing Board Schemes

• Affordable housing options for lower and middle-income groups.
• Home loans with reduced interest rates.
• Subsidy of up to ₹4 lakh for homes with a minimum size of 40 square meters.
• Total cost of houses ranges between ₹4 lakh and ₹6 lakh.
• Homes are built within approximately one year.

Also Read: Kerala Housing Board: Affordable Housing Schemes, Eligibility, and Application Process

3. Who Can Apply?

To be eligible for the Kerala Housing Board Scheme, applicants must:

• Be a resident of Kerala.
• Provide valid ID proofs such as Aadhaar card, bank passbook, and account details.
• Hold a ration card (BPL or APL category).
• Do not own any land or property in Kerala.

4. Documents Needed

• Ration card
• Address proof
• Family income certificate
• Salary slip (if applicable)

5. How to Apply Online for Grihasree Housing Scheme

1. Visit the official Kerala Housing Board website.
2. Click on the Grihasree Housing Project link.
3. Review the project details and access the application form.
4. Fill in the required details and upload necessary documents.
5. Submit the form to the designated authority for processing.

6. Popular Housing Schemes by Kerala Housing Board

1. Suraksha Housing Scheme: Offers a capital subsidy of ₹9,000 (increased to ₹25,000 under the New Suraksha Scheme) with a voluntary contribution of ₹2,000 from the beneficiary.
2. Innovative Housing Scheme: Provides residential flats for Economically Weaker Sections (EWS) on government land.
3. MN Laksham Veedu Punar Nirmana Padhathi: Allows conversion of twin houses into single units with cost concessions.
4. Tsunami Rehabilitation Program: Aims to rehabilitate families in coastal districts like Trivandrum, Malappuram, Kannur, and Kozhikode.

7. Contact Information

• Address: Kerala State Housing Board, Santhinagar, Thiruvananthapuram, Kerala – 695001, India
• Email: info@kshb.kerala.gov.in
• Phone: 0471-2333235, 2337137

The Kerala Housing Board plays a crucial role in addressing the housing needs of the state’s residents. With its affordable schemes and user-friendly application process, it has helped countless families achieve their dream of owning a home. For more details, visit the official website or contact the Board directly.

Frequently Asked Questions (FAQ’s)