IGRS AP: Encumbrance Certificate, Stamps and Registration Charges

The official homepage of the Andhra Pradesh registration and stamps department offers a plethora of virtual services to its customers. This web portal offers several services, including information regarding stamp duty, registration fees, property assessment, a directory of notaries, and much more. We have provided you with all the information you could need about IGRS AP right here on one page.

 What is IGRS AP?

The abbreviation for Inspector General of Stamps, revenue, and Documents in Andhra Pradesh is IGRS. The state’s numerous property-related and other taxes are levied and collected under the authority of IGRS. Situated in South India, the IGRS has launched an internet platform offering a multitude of services to its populace.

In addition to the various services offered by IGRS, the portal appears to be more proactive in receiving and resolving complaints. Clients can register their complaints against the Member of Exchange and Members to Resolve using this web-based program, and they will reply. Additionally, we can monitor all of the complaints submitted thanks to this site.

IGRS EC Andhra

• For all property owners, the Andhra Pradesh government has introduced the IGRS Encumbrance Certificate. This certificate fully discloses their property holdings. The encumbrance certificate pertains to any legal limits or property mentioned in documents related to a mortgage.

• A legally binding document, IGRS AP EC includes information on plots, particularly the encumbrance. The certificate is intended to reassure the buyer that no obstacles are preventing the property from being sold. So, it is safe to purchase the land. Unlike other states where ECs are handwritten, states like Andhra Pradesh, Kerala, Karnataka, etc. create their ECs using computers.

 Encumbrance Certificate in AP

• An encumbrance certificate is a document that the Andhra Pradesh government provides to prove property ownership and make it possible for someone to apply for a loan from a bank or other financial institution.
• An EC serves as ownership documentation and is required to get a bank or financial institution loan. To update the land tax records, they need an encumbrance certificate from a village or panchayat officer if your property taxes haven’t been paid for more than three years.
• Furthermore, to withdraw a Provident Fund to buy real estate or build a house, this endorsement is also required.

EC’s Purpose in AP

The primary reason for issuing EC is as follows:

• It is a required document that is used as proof of ownership in real estate transactions.
• This agreement is required for property owners who are obligated by property-related loans.
• For some time, the EC is a thorough document that provides all the details about the property. The document contains all of the relevant information on the property’s current condition.
• To register a plot in Andhra Pradesh, you must submit the EC, as well as the sale agreement, deed, and several other documents.
• If the property tax has not been paid for more than three years, the owner must present the EC to the Village Panchayat Officer for the tax records to be updated.

Also Read: Ap Tourism

Details of EC

The encumbrance certificate includes the AP registration and stamp document data shown below.

• The Proprietor’s Name
• Characteristics of the property
• The property-identified exchange
• Information regarding the property’s home loan or mortgage.
• Total property
• Deeds of delivery
• Blessing settlement (if you were given a property).

So, there are the facts of EC in Andhra Pradesh. You can get your EC in a day. The fees for applying for an EC vary. The charges for EC up to 30 years are Rs. 200/-, while the charges for controls above 30 years are Rs. 500/-.

Stamp Duty and Registration Fees/charges in AP

Criteria	Registration Fees
Sale deed	0.5%
Gift deed	0.5% Minimum: INR 1,000Maximum: INR 10,000
Agreement-cum- general POA	0.5%Maximum limit: INR 20,000
Sale-cum-general POA	INR 2,000
POA to construct, sell, transfer, develop immovable property	0.5%Minimum: INR 1,000Maximum: INR 20,000
Deed of lease	0.1%
Deed of License	0.1%
Deed of Conveyance	0.5%
Mortgage	0.1%

Criteria	Stamp Duty Charges
Sale of immovable property	5.00%
Sale agreement	5.00%
Development agreement	5.00%
Construction agreement	5.00%
Sale-cum-GPA agreement	6.00%
Sale-cum-GPA development	1.00%
Lease agreement for less than a decade	0.4%
The lease agreement between 10-20 years	0.6%

Calculate Stamp Duty Fee in AP

The AP Stamp and Registration Department provides an AI calculator to help users calculate stamp duty. To compute the stamp duty fee, follow the steps detailed below:

• Go to the IGRS AP official website.
• Navigate to the Duty Fee Calculator.
• Enter the main and minor codes, as well as the consideration value.
• When you click Submit, the stamp duty will be shown on the screen.

Payment for AP Stamps and Registration

Stamp Duty can be paid using a franking machine, e-stamping, or by submitting actual stamp paper. In addition, you can pay by demand draft, cash, or debit/credit card (if paying online in Andhra Pradesh). To use a franking machine, you must go to a seller or venue certified by the IGRS Andhra Pradesh website. Follow the procedures below to make your stamp duty payment online:

• Go to the SHCIL official website.
• Choose your state, for example, Andhra Pradesh, from the dropdown menu.
• Select Secure Login.
• Enter your login information and click Login.
• After logging in, enter the property information and make payments using online banking, National Electronic Funds Transfer, or a debit or credit card.

Stamp and Registration Deed Details in AP

If you are a property buyer, you may look for prior IGRS deed data AP of the property you intend to purchase. Here are the procedures for verifying the seller’s genuineness.

• Step 1: Go to the AP registration and stamp department’s official website.
• Step 2: You will be led to a page where you may search for flat or block registration AP data.
• Next, Step 3: To acquire the details, enter the district, Mandal, village, survey number, plot number, and so on.
• Step 4: Click ‘Submit,’ and you’ll obtain all the information you need. 

In Andhra Pradesh, there are seven types of AP IGRS deed details: inheritance, partition, gift, settlement, grant order, release deed, and perpetual lease deed.

The inheritance deed comprises the income data as well as the predecessor’s title. At the time of property registration, the partition deed consists of the division among family or non-family members.

When someone receives a specific piece of land as a gift, they use a gift deed. Family members use a settlement deed to divide property, and both family and non-related individuals receive the release agreement. Finally, the lease document is different, as are the stamp duty and plot registration fees. 

These are the conveyance deeds that may be required for plot registration.

Stamp and Registration Document Search in AP

If you register your immovable property with IGRS Andhra Pradesh, it will become a permanent public record. As a result, everyone interested in purchasing your home will have complete information about it. The right or title to the property can be gained if the deed is registered, according to the Transfer of Property Act. The following is a list of deeds and how to register them. Under the Registration Act, it is permissible to not record the transfer. The following list outlines the documents required for plot registration.

• Immovable property gift deed.
• Immovable property leases
• Non-testamentary instruments are used to operate, produce, declare, assign, and limit a property’s right or title. This topic includes property sales, mortgages, releases, and resettlement.
• The system accepts payment for the formation, declaration, assignment, and limitation of any right or title in non-testamentary instruments.
• Section 53A of the Transfer of Property Act includes contracts for the transfer of immovable property for consideration in these papers.
• The documents listed above are the most crucial documents required for plot registration. 

Registration and Stamp Document Details AP

Aside from the paperwork listed above, various documents are necessary for property registration. They are as follows:

•  A sale contract or a sale deed are both acceptable terms.
• Encumbrance certificate.
• Identity proof for the buyer, seller, and witnesses (maybe Aadhaar, Voter ID card, Passport or Driving Licence, etc.)
• Form 60 or PAN card, with evidence of identification and residence for both partners.
• Passport-sized photos of the buyer and vendor.

So, these are the necessary documents for plot registration. After discussing the significance and purpose of EC in the preceding sections, it is now time to emphasize the EC search under IGRS. 

Encumbrance Search IGRS AP

• Step 1: Go to the Andhra Pradesh Registration and Stamp Department’s web portal.
• Step 2: From the right menu, select Encumbrance Search.
• Next, Step 3: You’ll be sent to a new page. After reading the disclaimer, click the submit button.
• Step 4: A new page will be launched, which will include the document number, home number, flat name, survey number, village name, and so on. Under all choices, choose the district and sub-registrar’s office.
• Step 5: You will then be able to access your EC online.

Services Provided by IGRS AP

You may get the following information on the Andhra Pradesh IGRS website:

•  Access registration details on the Andhra Pradesh IGRS website by entering the needed information.
• Look for encumbrances on properties registered with sub-registrars.
• Get assistance with duties and stamp fees.
• Verify the authenticity of encumbrance certificates.
• Find the certificate of registration for a certain document.

Application Procedure of IGRS AP Certificate Application:

The state government has designed the Integrated Registration System (IGRS) for Andhra Pradesh as an online platform to simplify the registration procedure for residents. The IGRS AP portal streamlines and facilitates the registration process. To register, please follow the steps given below:

Through MeeSeva Franchise

• Go to the MeeSeva Portal main website.
• Click on New Registration under the Citizen Portal tab.
• A registration form will appear on the screen; fill up your basic information and contact information.
• Click the Submit button.
• An acknowledgment will appear on the screen and be emailed to your registered email address.

Using IGRS AP Portal

• Go to the official website of the State Registration and Stamp Department of AP.
• Click on Online EC under the New Initiatives tab.
• Click on New Member and fill out the form with your basic information. Create a user ID and password, and then click Submit.

Download an Encumbrance Certificate on IGRS AP

• Go to the official website of the State Registration and Stamp Department of AP. 
• Click on Online EC under the New Initiatives tab. 
• You will be redirected to a new page; enter your username and password here. 
• Now, from the dropdown menu, pick your District and SRO Location. 
• Click Submit after entering the registration document number and registration year. 
• The EC will appear on the screen; you may download and print a printed copy for further reference.

 Village Directory on IGRS AP

• Go to the official website of the State Registration and Stamp Department of AP.
• On the home page, select Village Directory.
• A list with the district name and district code will be presented.
• Choose a district and a mandal name.
• Your screen will be filled with the village directory.

A necessary document for property transactions, the deed must be presented during the purchase, sale, or resale of property. Therefore, it is a prerequisite for any property transaction. The text has concentrated solely on stamp and plot registration, EC, and so on.

Frequently Asked Questions (FAQ’s)