The Encumbrance Certificate (EC) is issued by the government’s sub-register office and offers a history of a property. The Tamil Nadu government provides an online alternative for acquiring the EC, simplifying the procedure and assisting locals in determining whether a property is free of legal or financial responsibilities before purchasing it.
The most crucial document in land registration has traditionally been the Encumbrance Certificate. Previously, residents in Tamilnadu had to apply for an EC certificate by visiting the proper office in person. Most Indian states, including Tamil Nadu, may now apply for EC Online at tnreginet.gov.in. If you wish to acquire your Encumbrance Certificate online using the Tamilnadu government’s official TNREGINET portal, make sure you have your property data handy when you follow the instructions below.
In Tamil Nadu, when do you need an encumbrance certificate?
After the sale, you will most likely require an EC if you’re looking for an independent residence in Tamilnadu, but there are other situations in which having one is advantageous. Among them are:
- When it comes to house-buying
- When searching for a House Loan
- As the time to sell your house arrives
- When you wish to change a property’s valuation
- When you wish to withdraw funds from your Provident Fund to purchase a home
Who is Eligible to Apply for an Encumbrance Certificate?
In Tamilnadu, anybody possessing a property or financial transaction with a banking institution is eligible to apply for an EC Online. The encumbrance certificate confirms a financial institution that recognizes your property as collateral for a loan you’ve obtained. It also includes information about the individual who secured the loan from the financial institution.
Steps to Apply for EC/Villangam Certificate Online Tamilnadu?
It is simple, quick, and centralized to obtain the EC online in Tamilnadu.
Applicants must first register as citizens on the official portal before submitting an online application for the Tamilnadu EC or any other document.
The steps to apply for an encumbrance certificate online in Tamilnadu are as follows:
- Step 1: Register for a TNREGINET account
New Users: Visit the TNREGINET portal, and register using a username, password, address, ID number (such as a driving license, PAN, or Aadhaar), and contact details. Get an OTP to finish the registration process.
• Existing Users: Enter your login information.
- Step 2: Confirmation of Email
Once you’ve registered, wait to validate your account by looking for an email confirmation from the authorities.
Step 3: Getting on the Portal
Once verified, access your TNREGINET account by logging in.
- Step 4: Start the EC Application Process
Go to the “E-services” section of the homepage.
- Step 5: Completing the Property Specifics
Enter the required property facts, such as the zone, district, survey numbers, and the specifics of the home (door, plot, flat numbers, ward, block, and borders), as well as any pertinent document numbers. Look for the EC after completing the captcha.
- Step 6: EC application
Examine the papers linked to your search that are presented. Choose “Apply Online.”
- Step 7: Payment and Personal Data
Enter your contact details and name. Go to the payment gateway after viewing the payment information.
- Step 8: Finishing the Payment
Add the necessary information to the electronic payment form. After choosing your bank, finish the payment procedure.
- Step 9: Completing the Application
You will get a transaction ID, CIN number, and bank reference number after making a payment. Save them for your future needs. The sub-registrar will review and approve your application, and then you will receive the EC in your account along with a digital signature and QR code. Additionally, you will receive an SMS alert.
- Step 10: Getting into the EC
To examine the digitally signed EC, navigate to “E-services” > “Encumbrance Certificate” > “Request List”.
Tamil Nadu Offline Certificate Of Encumbrance On Property
Here is a quick method to apply in Tamil Nadu for a Villangam Certificate or Encumbrance Certificate (EC):
Documents Needed to Apply for a Villangam or EC Certificate:
Address evidence: Enclose a copy of your address evidence that has been verified.
Property Details: Specifics on the under consideration property.
Title Details: Information specific to the title of the property.
Payment: Be ready to pay the required amount to use the TN EC online services.
Procedure for Application:
- Step1: filing with the sub-registrar’s Office
Complete the Villangam Certificate or EC application form. You can get this form from the relevant website.
Send the completed application to the sub-registrar’s office together with the necessary paperwork.
- Step 2: Verification of Documents
The authority will examine all presented papers to ensure their legitimacy.
- Step 3: The EC is issued
After verification, authorities will provide an encumbrance certificate detailing all property transactions, or a nil encumbrance certificate if there are no transactions.
Usually, the application procedure takes 15 to 30 days to complete.
Related Blogs
Documents Needed for an Offline Application for TN EC/Villangam Certificate
It is possible to apply for the Tamilnadu EC online or Villangam certificate offline at the local sub-registrar’s office. The following paperwork is required in Tamil Nadu to apply for land EC:
- All information and records about the asset
- Certified duplicates of the proof of residence
- Property Title Information
You may simply obtain the information offline if that is your preference and you do not want to use EC Chennai, Tamilnadu online. The required cash and the aforementioned documentation must be deposited with the local authorities to get the TN Villangam Certificate offline.
Tamilnadu’s Encumbrance Certificate Validity
A list of all registered property transactions that took place during the designated time frame may be seen on an encumbrance certificate. Individuals can obtain the Encumbrance Certificate for a property for a maximum of thirty years.
Also Read: CMWSSB Portal
How to Check EC Online in Tamilnadu?
Residents of Tamilnadu can contact their local Sub-Registrar office to obtain online registration information and obtain an encumbrance certificate in Tamilnadu. Visit the tnreginet portal and adhere to the steps to receive TN EC online.
To check land EC online in Tamilnadu, follow these steps:
- Navigate to tnreginet.gov.in to view the home website of the Tamilnadu Registration Department.
- Choose the English Language option located in the upper-right corner if required.
- Hover your cursor over E-Services in the top menu.
- Go to Encumbrance Certificate > examine EC to examine an encumbrance certificate. Property owners may check and download their ECs at any time with EC view online in Tamil Nadu.
- Click EC to view your Encumbrance Certificate.
- From the drop-down menu, choose Zone > District > Sub Registrar Office.
- Give the following details: Start Date of EC > End Date of EC.
- The village (Area) ought to be selected.
- Enter Survey Number after Subdivision Number
- Choose Add > Enter the security code that is shown on the screen.
- After you hit the Search button, wait for the results to show.
- That’s all there is to it; The screen now displays the Encumbrance Certificate for your property.
- After making your selection, save EC to your computer for later use.
Tamilnadu Encumbrance Certificate Charges
- For Rs. 200, look for and provide a valid encumbrance certificate. (Search copy for each certification)
- An EC copy can be issued for up to 30 years for Rs. 200 (cost per certificate).
- The cost per certificate for the issuance of an EC copy that has been in existence for more than 30 years is Rs. 500.
Tamil Nadu’s Encumbrance Certificate Restrictions
Information on the required timeframe may be found in an online ec Tamil Nadu. As a result, an encumbrance certificate does not include any information submitted before this date. Similarly, an Encumbrance Certificate in Tamil Nadu does not represent verbal agreements or unregistered documents.
In Tamilnadu, what is a Non-Encumbrance Certificate?
In Tamil Nadu, authorities issue a non-encumbrance certificate, also known as a nil encumbrance certificate, when there are no transactions involving the property during the period when an EC is required.
Frequently Asked Questions (FAQ’s)
Ans: Any individual owning a property or involved in a financial transaction with a banking institution in Tamil Nadu is eligible to apply for an EC online.
Ans: You will need address proof, property details, and title details. Additionally, be prepared to make the required payment for the online services.
Ans: An EC in Tamil Nadu provides information on registered property transactions for a maximum of 30 years.
