ATM withdrawal limits are set by banks to manage cash distribution, ensure security, and prevent fraudulent activities. Understanding these limits can help you plan your finances more effectively and avoid inconveniences. Here, we provide an overview of the ATM withdrawal limits for several prominent banks in India.
SBI ATM Withdrawal Limit
As a prominent banking institution in India, the State Bank of India (SBI) provides a variety of services, including ATM withdrawals. The withdrawal limits for different SBI cards are as follows:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Maestro Debit Card / Classic Debit Card | Rs. 40,000 |
| In Touch / SBI Go | Rs. 40,000 |
| SBI Platinum International Debit Card | Rs. 1,00,000 |
It’s essential to note that these limits might vary based on your specific account type and the terms and conditions of your debit card. Regularly check with SBI to stay updated on any changes.
HDFC ATM Withdrawal Limit
HDFC Bank, one of India’s largest private banks, offers various ATM withdrawal options. Here are the daily limits for different HDFC debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| International, Woman’s Advantage, NRO Debit Card | Rs. 25,000 |
| International Business, Titanium, Gold Debit Card | Rs. 50,000 |
| Titanium Royale Debit Card | Rs. 75,000 |
| Platinum, Imperia Platinum Chip Debit Card | Rs. 1,00,000 |
| JetPrivilege HDFC Bank World Debit Card | Rs. 3,00,000 |
Canara Bank ATM Withdrawal Limit
Canara Bank allows its customers to withdraw cash conveniently from ATMs with certain limits depending on the card type:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Canara Bank Classic RuPay / Visa / Standard Mastercard | Rs. 75,000 |
| Platinum / Mastercard Business Debit Card | Rs. 1,00,000 |
ICICI ATM Withdrawal Limit
ICICI Bank offers a range of debit cards with varying ATM withdrawal limits:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Coral Plus Debit Card | Rs. 1,50,000 |
| Expression, Platinum, Titanium Debit Card | Rs. 1,00,000 |
| Smart Shopper Silver Debit Card | Rs. 50,000 |
| Sapphiro Debit Card | Rs. 2,50,000 |
Also read: TDS on Cash Withdrawals: Latest news, Limit and Updates 2024
Axis Bank ATM Withdrawal Limit
Axis Bank, a significant private bank in India, provides various ATM withdrawal options based on the type of debit card:
| Card Type | Daily Withdrawal Limit |
|---|---|
| RuPay Platinum / Power Salute Debit Card | Rs. 40,000 |
| Liberty, Online Rewards, Rewards Plus, Secure Plus, Titanium Rewards, Titanium Prime Debit Cards | Rs. 50,000 |
| Priority, Prestige, Delight, Value Plus Debit Card | Rs. 1,00,000 |
| Axis Bank Burgundy Debit Card | Rs. 3,00,000 |
Bank of Baroda ATM Withdrawal Limit
Bank of Baroda, a major Indian bank, sets daily withdrawal limits for its ATM cards as follows:
| Card Type | Daily Withdrawal Limit |
|---|---|
| World Agniveer, RuPay Qsparc NCMC, RuPay Platinum DI, Mastercard DI Platinum, BPCL Debit Card | Rs. 50,000 |
| RuPay Classic DI, Mastercard Classic DI Debit Card | Rs. 25,000 |
| RuPay Select DI Debit Card | Rs. 1,50,000 |
Indian Bank ATM Withdrawal Limit
Indian Bank, a public-sector bank, offers various ATM withdrawal limits:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Senior Citizen, Pradhan Mantri Jan Dhan Yojana | Rs. 25,000 |
| RuPay Platinum, RuPay Debit Select, Mastercard World, Mastercard World Platinum | Rs. 50,000 |
| IB DIGI- RuPay Classic, Kalaignar Magalir Urimai Thittam (KMUT) Scheme, RuPay Kisan, MUDRA Debit Card | Rs. 10,000 |
| RuPay International Platinum Debit Card | Rs. 1,00,000 |
Union Bank ATM Withdrawal Limit
Union Bank, a leading public sector bank in India, provides the following ATM withdrawal limits for its cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Classic Visa, Mastercard, RuPay Debit Card | Rs. 25,000 |
| Platinum Visa, Mastercard, RuPay Debit Card | Rs. 75,000 |
| Business Platinum Visa, Mastercard | Rs. 1,00,000 |
| Union Bank RuPay Select Debit Card | Rs. 1,00,000 |
| Union Bank Signature Visa, Mastercard | Rs. 1,00,000 |
Punjab National Bank ATM Withdrawal Limit
Punjab National Bank, India’s first Swadeshi Bank, offers a range of services and products, including ATM withdrawals. Here are the daily withdrawal limits for different PNB debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| RuPay NCMC Classic, Visa Classic, Mastercard Classic | Rs. 25,000 |
| RuPay NCMC Platinum Domestic, RuPay NCMC Platinum International, RuPay Women Power Platinum, RuPay Business Platinum NCMC, Visa Gold, Mastercard Platinum | Rs. 1,00,000 |
| RuPay Select, Visa Signature, Mastercard Business | Rs. 1,50,000 |
Bank of India ATM Withdrawal Limit
Nationalized in 1969, Bank of India (BOI) provides various products and services, including ATM withdrawals. Here are the daily withdrawal limits for different BOI debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Mastercard Titanium, RuPay Sangini, RuPay PMJDY, RuPay MUDRA, RuPay Kisan, RuPay Punjab Arthia, Visa Classic, NCMC, Master Bingo, Visa Bingo | Rs. 15,000 |
| RuPay Platinum, Visa Paywave (Platinum), Mastercard Platinum | Rs. 50,000 |
| RuPay Select | Rs. 50,000 |
| Visa Business, Visa Signature | Rs. 1,00,000 |
Federal Bank ATM Withdrawal Limit
Federal Bank, a private-sector bank, offers a variety of ATM withdrawal options. Here are the daily withdrawal limits for different Federal Bank debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| FedFirst Contactless Debit Card | Rs. 2,500 |
| RuPay Crown Debit Card | Rs. 25,000 |
| RuPay Platinum Contactless, Mastercard Crown Contactless, Visa Imperio Business Contactless, Visa Crown Contactless | Rs. 50,000 |
| Mastercard Imperio Personal Contactless | Rs. 75,000 |
| Celesta Business Contactless, Visa Celesta Contactless, Visa Imperio Contactless, Mastercard Celesta Contactless | Rs. 1,00,000 |
Also read: TDS on Cash Withdrawals: Latest news, Limit and Updates 2024
Kotak Bank ATM Withdrawal Limit
Kotak Bank, the first Indian non-banking finance company to convert into a bank, provides various products and services, including ATM withdrawals. Here are the daily withdrawal limits for different Kotak Bank debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Kotak Junior Debit Card | Rs. 5,000 |
| RuPay Debit Card, Classic One Debit Card | Rs. 10,000 |
| 811 Dream Different, Easy Pay Debit Card | Rs. 25,000 |
| Silk Platinum, RuPay India, PayShopMore | Rs. 40,000 |
| Jifi Platinum Edge and Pro, Business Class Gold, Business Power Platinum Edge, Pro, Elite | Rs. 50,000 |
| Access India Debit Card | Rs. 75,000 |
| PVR, Signature Pro, Nation Builders, Gold, Jifi Platinum Ace, Platinum Edge, Pro, Ace | Rs. 1,00,000 |
| Privy League Platinum, World, Business Power Platinum Ace, Astra | Rs. 1,50,000 |
| Privy League Neon, Privy League Platinum (LED), Privy League Signature | Rs. 2,00,000 |
| Privy League Black, Infinite | Rs. 2,50,000 |
Indian Overseas Bank ATM Withdrawal Limit
Indian Overseas Bank, a public sector bank, offers a wide range of services, including ATM withdrawals. Here are the daily withdrawal limits for different Indian Overseas Bank debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| RuPay PMJDY | Rs. 10,000 |
| Mastercard Gold, RuPay Mudra EMV | Rs. 20,000 |
| RuPay Classic NCMC, Visa Classic | Rs. 30,000 |
| Visa Gold | Rs. 40,000 |
| Visa Platinum, RuPay Platinum NCMC, RuPay Select NCMC | Rs. 50,000 |
| Visa Signature Contactless | Rs. 1,00,000 |
Karnataka Bank ATM Withdrawal Limit
Karnataka Bank, a private-sector bank, offers a variety of ATM withdrawal options. Here are the daily withdrawal limits for different Karnataka Bank debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Visa Classic, RuPay Classic, RuPay PMJDY, RuPay Kisan, MoneyPlant RuPay MUDHRA, Contactless Tap and Go Visa Classic, NCMC RuPay Domestic | Rs. 25,000 |
| Visa International, Contactless Tap and Go Visa International | Rs. 60,000 |
| RuPay International Platinum, NCMC Contactless RuPay Platinum International | Rs. 75,000 |
| NCMC Rupay Select | Rs. 1,00,000 |
YES Bank ATM Withdrawal Limit
YES Bank, a commercial bank, offers a range of ATM withdrawal options. Here are the daily withdrawal limits for different YES Bank debit cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| PMJDY RuPay Chip | Rs. 10,000 |
| RuPay Platinum Domestic | Rs. 25,000 |
| YES Bank Element | Rs. 30,000 |
| Elegance, Engage | Rs. 50,000 |
| Eclectic, Eclectic Business, Elevate, Emerge Business, Enhance, Explore, Element Business, RuPay Kisan | Rs. 1,00,000 |
| YES Bank Emerge | Rs. 3,00,000 |
Central Bank of India ATM Withdrawal Limit
Central Bank of India, the first commercial Indian bank managed and owned entirely by Indians, is a public sector bank with a nationwide presence. The bank offers various services, including daily cash withdrawals from savings or current accounts. Below are the daily cash withdrawal limits for different Central Bank of India ATM cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| RuPay Select Wellness, RuPay Platinum | Rs. 2,00,000 |
| RuPay Classic, RuPay Business | Rs. 1,00,000 |
IDBI Bank ATM Withdrawal Limit
IDBI Bank, a development finance institution owned by the Government of India and the Life Insurance Corporation of India, utilizes advanced technology in its products and services. Here are the daily withdrawal limits for various IDBI Bank ATM cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| Visa Kids PayWave, RuPay Kids | Rs. 2,000 |
| RuPay PMJDY | Rs. 10,000 |
| RuPay Classic NCMC, Visa Classic PayWave, Mastercard Classic, RuPay Classic, Visa Being Me PayWave, RuPay MUDRA, RuPay Kisan | Rs. 25,000 |
| Visa Women’s PayWave, RuPay Women’s | Rs. 40,000 |
| Visa Gold, Mastercard Gold | Rs. 75,000 |
| Visa Platinum PayWave, RuPay Platinum, RuPay Platinum NCMC | Rs. 1,00,000 |
| Visa Signature PayWave | Rs. 3,00,000 |
IDFC Bank ATM Withdrawal Limit
IDFC Bank, one of the leading private sector banks in India, offers various services, including cash withdrawals from ATMs with no fees. Here are the daily withdrawal limits for different IDFC Bank ATM cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| RuPay PMJDY | Rs. 25,000 |
| RuPay Classic | Rs. 40,000 |
| RuPay Platinum | Rs. 50,000 |
| Visa Classic, Visa Platinum Business | Rs. 1,00,000 |
| Visa Platinum, Visa Signature Business | Rs. 2,00,000 |
| Visa Signature | Rs. 4,00,000 |
| FIRST Private, Wealth, Select | Rs. 10,00,000, Rs. 7,00,000, Rs. 5,00,000 |
UCO Bank ATM Withdrawal Limit
UCO Bank, a public sector bank under the Government of India, offers a wide range of products and services, including ATM withdrawals. Here are the daily cash withdrawal limits for various UCO Bank ATM cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| RuPay International, RuPay General, Visa General International, Visa EMV Classic International | Rs. 25,000 |
| RuPay Platinum-Insta International, RuPay Platinum International, Visa Gold International, Visa Platinum International, Visa Signature International | Rs. 50,000 |
City Union Bank ATM Withdrawal Limit
City Union Bank, originally known as The Kumbakonam Bank Limited, is a private-sector bank in India that offers several products and services, including ATM withdrawals. Here are the daily withdrawal limits for different City Union Bank ATM cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| City Union Bank ATM Card | Rs. 15,000 |
| RuPay PMJDY, RuPay Classic, Mastercard Classic | Rs. 50,000 |
| Visa Gold | Rs. 50,000 |
| RuPay Platinum, Visa Platinum | Rs. 1,00,000 |
Karur Vysya Bank ATM Withdrawal Limit
Karur Vysya Bank (KVB), a scheduled commercial bank, offers various financial products and services, including ATM withdrawals. Below are the daily cash withdrawal limits for Karur Vysya Bank ATM cards:
| Card Type | Daily Withdrawal Limit |
|---|---|
| RuPay, Visa, Mastercard Debit Card | Rs. 30,000 |
| Prestige Visa, Mastercard | Rs. 50,000 |
| Pride Mastercard | Rs. 1,00,000 |
| Visa, Mastercard Business | Rs. 1,00,000 |
Frequently Asked Questions:
Banks impose withdrawal limits to ensure security and manage liquidity. Limitations help prevent fraud and limit the impact of unauthorized transactions.
Yes, ATM withdrawal limits vary based on the type of debit card and bank policies. Different banks offer varying limits to their customers.
ATM withdrawal limits can change periodically based on bank policies and regulatory requirements. It’s advisable to check with your bank for the latest limits.
Exceeding your ATM withdrawal limit may result in additional fees or restrictions imposed by your bank. It’s essential to stay within your daily limit to avoid extra charges.
Yes, ATM withdrawal limits apply to both domestic and international withdrawals. International transactions may also incur additional fees and currency conversion charges.
To avoid issues with ATM withdrawal limits, plan your withdrawals in advance, monitor your account balances, and stay informed about any changes in bank policies.
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